The hard work of compiling the numbers and getting a sense of your spending can be a tedious process. Yet it is important to take the time to really dig and see where your money is going. View Full Article

It can seem like an overwhelming goal due to the size of the debt, but paying off your home mortgage early is possible. Yes, you get a tax deduction for the mortgage interest on your tax return and yes, mortgage rates are at all-time historical lows. Yet those individuals I talk with who have their home mortgage paid off early enjoy less stress during retirement View Full Article

Do you ever wish you had the knowledge you have now when you were younger? You certainly could have saved yourself a lot of heartache and most likely a lot of money. Often I hear a parent amazed that when their teenage child leaves home that they have no idea how to handle their money and finances. View Full Article

Congress has extended the tax credit for first time home buyers through the spring of 2010. If you are thinking about purchasing your first home, now might prove to be a great time to do so. View Full Article

You want to start saving more money to build up your cash reserves. Or, you are determined to pay cash for your next car purchase. Whatever the reason may be, you have to know where your money is going before you can determine where to find that extra cash. View Full Article

A term you hear frequently, especially in today’s popular press, is an “emergency fund”. You know you need one, and maybe you already have one, but you may wonder what dollar amount you should park in your emergency fund. View Full Article

You have set a financial goal. Where will the extra money come from to fund that goal? Though it may not be considered a bailout you can look to the U.S. Government to give you a helping hand with the Economic Stimulus 2009. Unlike last year a check will not be coming in the mail. For a majority of working families the refundable tax credit will show up in an increased paycheck through a reduction of income tax withholding. View Full Article

Debt levels can be overwhelming. Where do you start? What do you pay off first? Sometimes this can cause a person to do nothing at all. View Full Article